Dear Savvy Senior,

Can you explain to me how the retirement saver’s tax credit works? My wife and I are in our 50s and are looking for creative ways to boost our retirement savings beyond our 401(k). Is this something we may be eligible for?

– Struggling to Save

Dear Savvy Senior,

What are the steps to take to fight against age discrimination in the workplace, and where can I turn to for help if I think I’ve got a case?

– Passed-Over Paul

Dear Savvy Senior,

What can you tell me about seasonal affective disorder? I’ve always disliked winter, but since I retired and am home a lot more, the gray, cold winter months make me feel really blue.

– Sad Sam

Dear Savvy Senior,

I take several medications for multiple health conditions and the prices keep going up, even with my Medicare prescription drug insurance. Can you recommend any tips that can help cut my costs?

– Tapped-Out Tina

Dear Savvy Senior,

I take several medications for multiple health conditions and the prices keep going up, even with my Medicare prescription drug insurance. Can you recommend any tips that can help cut my costs?

– Tapped-Out Tina

Dear Savvy Senior,

I’m currently enrolled in original Medicare but have been thinking about switching to a Medicare Advantage plan during the open enrollment period. Many of the Medicare Advantage ads I’ve seen offer lots of extra benefits beyond what traditional Medicare offers and no monthly premiums. What are your thoughts?

– Considering a Switch

Dear Savvy Senior,

I’m currently enrolled in original Medicare but have been thinking about switching to a Medicare Advantage plan during the open enrollment period. Many of the Medicare Advantage ads I’ve seen offer lots of extra benefits beyond what traditional Medicare offers and no monthly premiums. What are your thoughts?

– Considering a Switch

Dear Savvy Senior,

What exactly does Medicare cover when it comes to Alzheimer’s disease? My husband was recently diagnosed with early-stage Alzheimer’s, and we would like to find out what’s covered and what isn’t.

– Planning Ahead

Dear Savvy Senior,

What exactly does Medicare cover when it comes to Alzheimer’s disease? My husband was recently diagnosed with early-stage Alzheimer’s, and we would like to find out what’s covered and what isn’t.

– Planning Ahead

Dear Savvy Senior,

What can you tell me about green funeral options? At age 80, I would like to preplan my funeral and make it as natural as possible. 

– Old Environmentalist

Dear Savvy Senior,

What retirement-planning tips can you recommend to single women? I’m a divorced 58-year-old woman with a teenaged son and have very little saved for retirement.

– Financially Vulnerable

Dear Savvy Senior,

Can you recommend some good over-the-counter hearing aids for seniors on a budget? I’m not sure what to get or where to buy them.

– Hard of Hearing

Dear Savvy Senior,

What are the new rules on required minimum distributions from IRAs and 401(k)s? I will turn 72 this year and want to be clear on what I’m required to do.

– Planning Ahead

Dear Savvy Senior,

Can you recommend any good online hearing tests? My husband has hearing loss, but I can’t get him to go in and get his hearing checked, so I thought a simple online test could help him recognize he has a problem. What can you tell me?

– Loud-Talking Linda

Dear Savvy Senior,

I had dental insurance through my work for many years but lost it when I retired and joined Medicare. Where can retirees find affordable dental care?

– Uninsured Al

Dear Savvy Senior,

I had dental insurance through my work for many years but lost it when I retired and joined Medicare. Where can retirees find affordable dental care?

– Uninsured Al

Dear Savvy Senior,

What tips do you recommend to Medicare beneficiaries dealing with hefty medical bills? My husband recently had open heart surgery and is recovering slowly, but the medical bills are coming in fast and furious, and they’re putting us in medical debt.

– Struggling in Springfield

Dear Savvy Senior,

What tips do you recommend to Medicare beneficiaries dealing with hefty medical bills? My husband recently had open heart surgery and is recovering slowly, but the medical bills are coming in fast and furious, and they’re putting us in medical debt.

– Struggling in Springfield

Dear Savvy Senior,

I started a walking program a few months ago to help me lose weight, but I’ve been having problems with my legs and hips hurting during my walk, although they feel better once I stop.

Dear Savvy Senior,

Do you know of any car gadgets that can help older drivers? I drive a 12-year-old car and have arthritis in my neck, back, and knees that limits my mobility, making it more difficult to get in and out of the car and look over my shoulder to back up.

– Almost 80